Optima Plus Family Funeral Plan
Ensuring dignity, respect, and peace of mind.
Life is unpredictable, but ensuring a dignified farewell for yourself and your loved ones shouldn’t be. The Optima Plus Family Funeral Plan from Khululeka Life provides comprehensive funeral cover, offering peace of mind when it matters most.
Exclusively designed for SASSA grant recipients between 18 and 64 years old, this policy ensures a dignified farewell, covering all the essentials and more.
With affordable premiums and comprehensive cover, our policy honors the legacy of our elderly, providing peace of mind and a dignified goodbye.
Exclusive Benefits & Cover Options
Ensure your family’s financial security and dignity with Optima Plus Funeral Plan – a policy designed for you and those you care about most.
Flexible Cover Amounts:
- R10,000 – R40,000 for policyholders (18-64 years)
- R10,000 – R25,000 for policyholders (65-74 years)
- R10,000 – R20,000 for policyholders (75-84 years)
- Cover for spouses and biological children included.
Extended Family & Grandchildren Coverage:
- Coverage available for dependent grandchildren (including stillborns) and extended family members.
- Coverage for children up to 21 years (or 26 if a full-time student).
Affordable Monthly Premiums:
- Starting at R95 per month for younger policyholders.
- Flexible premium rates depending on age and cover amount.
Waiting Periods:
- Natural Causes: 3 months.
- Unnatural Causes: 1 month.
- Suicide: 12 months.
Additional Features:
- ASF On-Call Benefits: Optional @ R15 per month.
- Tombstone Cover: Available for main members and extended family (additional cost).
- Optional Additional Cover: R20,000 extra cover available @ R50 per month.